478-237-7292 Swainsboro and I'll help you understand all the costs and call attention to any mistakes.
478-237-7292 There are certain basic expenses accompanying closing the sale of a house. These costs are commonly split between the buyer and seller, as directed in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in Georgia to help guide you through your process.
Loan-related closing costs
- Points (optional)
- Appraisal Fee
- Credit Report
- Interest Payment
- Escrow Account
Taxes commonly paid at closing (Learn more)
- Property Taxes
- Transfer Taxes and Recording Fees
Insurance fees due at closing (Learn more)
- Homeowners Insurance
- Flood or Quake Insurance (optional)
- Private Mortgage Insurance (PMI) (optional)
- Title Insurance
As we hammer out your transaction, I'll not only work to get the optimal sales price, but I'll also advocate for lower closing costs. And once we've come to an agreement, I'll fully clarify the closing costs so you are aware of exactly where your money is going.
When purchasing a house in Emanuel County, you'll receive a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within a suitable range so you're not astonished when you reach the closing table. I'll be happy to review the GFE with you, answering your questions and highlighting any estimates that seem off.